(717) 232-5000
Mette Attorneys at Law has a strong legacy of advising savings & loan associations, community and regional banks, and credit unions in Pennsylvania across high-stakes legal matters. Whether you’re an institution or an executive facing regulatory or transactional scrutiny, our team offers comprehensive counsel in three core service areas.
Regulatory Compliance & Regulatory Enforcement
FDIC and OCC Compliance
We guide financial institutions through the rigorous requirements of the FDIC and OCC, including charter compliance, capital adequacy, liquidity and risk assessments, consumer protection, CRA obligations, and safety & soundness regulations. Our attorneys regularly assist with bank examinations and enforcement actions, providing strategic responses to Notices of Charges, Consent Orders, and informal inquiries.
Bank Fraud Investigations & Defense
Our team has deep experience in internal fraud investigations, criminal referrals, and parallel civil inquiries. We represent both institutions and senior executives facing allegations of misappropriation, wire fraud, embezzlement, BSA/AML violations, and insider lending. From coordinating with regulators to defending depositions, our priority is to protect reputations and minimize exposure.
Transactional Banking & Credit Union Representation
Lending, M&A & Loan Workouts
From crafting complex loan documentation and inter-creditor agreements to managing termination events, collateral enforcement, and syndicated facilities, we provide seamless support in sophisticated transactions. Our experience includes merger & acquisition support, branch purchases and divestitures, regulatory filings, and corporate governance integration.
Credit Union Representation
We understand the distinctive regulatory, tax, and member governance dynamics faced by credit unions. Our firm regularly represents credit unions in federal compliance, charter conversions, share insurance matters, corporate structuring, vendor agreements, and membership expansion initiatives.
Litigation Support & Dispute Resolution
Lending Disputes & Workouts
When loan portfolios underperform or collateral deteriorates, our team litigates and negotiates resolutions—including foreclosures, receiverships, UCC enforcement, judgment actions, and out-of-court workouts and restructuring events that protect institutional interests.
Lender Liability & Commercial Litigation
We defend lenders and executives in complex claims such as breach of contract, breach of fiduciary duty, unfair competition, misrepresentation in loan packaging, covenant violations, and indemnity disputes. Our litigators regularly appear in both state and federal courts and handle appeals before the Pennsylvania appellate courts and the Third Circuit.
Why Choose Mette Attorneys at Law
- Integrated banking law counsel combining regulatory insight, transactional skill, and dispute resolution.
- Specialist banking group including Timothy A. Hoy (shareholder) with in-house financial institution experience, and James A. Ulsh with decades of focus on banking and commercial law.
- Proven institutional representation: credit unions, community banks, regional banks, municipal authorities, underwriters, trustees.
- Full-service legal capabilities spanning SEC and state-level filings, operational integration, employment and benefit structures, and crisis management.
Our experienced banking law attorneys will discuss your potential claims with Mette Attorneys at Law for free today by calling (717) 232-5000 or connecting with us online.