Documents You Need to File a Car Accident Claim

Filing a car crash claim in Harrisburg is easier than ever if you have a smartphone. Submitting the right evidence to maximize benefits is the hard part. Most major auto insurance companies allow their insureds to take pictures and submit basic claims information through a smartphone application. However, insurance adjusters will request additional documentation during the claims process.

Do not speak with the liability insurer or submit high-value car insurance claims in Pennsylvania without calling an experienced Harrisburg car accident lawyer from Mette Attorneys at Law. Schedule a free and confidential post-accident claims consultation with us today by calling (717) 232-5000 or connecting with our personal injury team online.

Filing an Insurance Claim with a Personal Auto Insurance Company

It’s easier to file an initial claim with your personal auto insurer. In most cases, you can submit the claims information immediately and add the following documents once they become available:

• Paper or PDF claims form (if not submitted via smartphone)
• Police report or official post-accident driver’s report (Form AA-600)
• Emergency room records
• Photographs
• Dashcam or video footage
• Witness contact information
• Affidavit (sworn statement)
• Additional medical records
• Pay stubs
• Other driver’s insurance and identification information
• Towing/mechanic information

Your insurance adjuster can then submit this information to the other driver’s insurance company and request additional information from the negligent operator’s insurer. To maximize available benefits, it’s important to work with legal counsel to ensure you submit sufficient evidence of actual damages and fault.

Understanding Car Accident Liability in PA

Because Pennsylvania is a ‘choice no-fault state,’ the availability of immediate financial compensation depends on your elected coverage. No-fault benefits pay for accident-related medical bills and lost wages without requiring a fault determination. In such cases, you simply need to submit evidence certifying the accident occurred (police report), followed by medical bills and lost wage information throughout the recovery process.

If you have fault-based insurance or your personal injuries meet the serious injury threshold in Pennsylvania, you might immediately demand damages from the liable driver’s insurance company. Filing these claims requires assistance from a dedicated at-fault accident lawyer in Harrisburg.

Damages Available After Serious Harrisburg Motor Vehicle Accidents

If you suffered from a serious injury – such as paralysis, brain trauma, burns, or fractures – you might be entitled to personal injury damages in Pennsylvania. These damages generally include all past and future medical expenses, lost wages and benefits, and pain and suffering compensation.

The liable insurance company will fight to deny your claims and minimize damages. As such, experienced attorneys must submit detailed medical paperwork, wage and labor information, and expert witness reports calculating your overall damages. Additionally, personal injury lawyers might suggest keeping a detailed journal of your physical pain, emotional suffering, and daily post-accident struggles.

Connect with an Experience Car Crash Injury Lawyer in Harrisburg

You do not need to navigate the insurance process alone. If you were seriously injured in a Harrisburg, PA, motor vehicle accident, our dedicated personal injury attorneys might help you file multiple insurance claims without charging you any upfront fees or out-of-pocket costs. Contact our legal team for free today at (717) 232-5000 or online.