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Underinsured Motorist Coverage
Are You Underinsured? by Thomas A. Archer The minimum amount of liability insurance coverage required to satisfy Pennsylvania’s Financial Responsibility law is $15,000 for bodily injury to, or death of, one (1) person in any one (1) accident and $30,000 for bodily injury to, or death of, two (2) or more persons in any one (1) accident, subject to the $15,000 per person limit. While the legislature has introduced a bill to raise these minimum...
Don’t Give Up Your Right to Full Tort Protection
Making Decisions About Car Insurance? by Thomas A. Archer There are few more disappointing conversations that I’ve had to have with clients than letting them know they cannot recover their losses caused by another driver in a motor vehicle collision because the client has selected the “limited tort” option on their policy of insurance. After more than 20 years in practice, I am still surprised to hear that some of these clients had no idea...
Should I Be Concerned about Using Online Legal Forms for My Business?
by Thomas A. Archer When they need legal documents, some business owners opt to employ “online” forms, versions of documents used previously, or borrowed from other companies. It’s understandable that businesses might view this practice as a harmless way to minimize costs. The trouble with using generic forms is that, when put to the test, the user often discovers that there are unforeseen liabilities. States have different laws and requirements that call for specific documents...